Facts Vs Feelings Take 5 – Is This Normal?
Welcome back to Carson’s Take Five with Ryan Detrick and Sonu Varghese! This week, we dive into recent market volatility, policy uncertainty, and whether a recession is on the horizon. With stocks swinging daily, we break down what’s normal, what’s not, and why investors shouldn’t panic. Pl …
7 Tips to Successfully Transfer Wealth to Your Kids
70% of family wealth is lost by the end of the second generation and 90% by the end of the third. Get our step-by-step guide to help you successfully pass your wealth to the next generation. Download Guide
Market Commentary: Tariffs Have Increased Market Uncertainty, but Job Growth Remains Solid
Stocks Fell Again The S&P 500 had a late week bounce on Friday last week, but still fell more than 3% for the week for the worst week for the index since early September 2024. The worries are growing, from a potentially slowing economy, to a growing and more aggressive trade war, to wor …
Your Money
MoreTax-Efficient Strategies for Transferring Wealth to the Next Generation
Transferring wealth to the next generation can be costly in taxes if not planned properly. Effective tax strategies, such as using trusts, lifetime gifting, and charitable contributions, can minimize tax burdens and preserve wealth for heirs. Early planning is crucial to maximizing these be …
Winning in 2025: Tax Strategies for a Thriving Year
Want to plan better for next year’s tax return? Learn about smart tax planning in our Winning in 2025: Tax Strategies for a Thriving Year webinar, now available for viewing on-demand.
Strategies to Help Finish the Tax Season Strong
Like gardening or working out, tax planning is one of those activities where you get out what you put in. Plenty of us have a weight bench gathering dust in the garage that hasn’t gotten us into any better shape, or a plot in the backyard that just won’t grow anything because we never weed …
2025 Calendar: Key Tasks & Financial Dates
Tackle 2025 with this month-by-month financial task list. We’ve also included important dates so you won’t miss any key deadlines.
Your Business
MoreLife Insurance Strategies for Business Owners
Owning a business can be like parenting. You’ve likely experienced many sleepless nights and spent a countless amount of energy on your “baby.” Like parenting, being a business owner can be an enriching journey and make life worth the trip.
From Tax Efficiency to Retirement: Financial Planning for Small Business Owners
Financial planning for a small business gets more complicated every day. Business owners must navigate tax efficiency (and life under the new Tax Cuts and Jobs Act), retirement preparations for yourself and your employees, and succession planning. Get your financial plan in place today and …
8 Financial Planning Tips for Small Business Owners
Running a small business involves juggling multiple responsibilities. Managing the business’s finances is one of the most crucial aspects. Proper financial management can be the difference between a thriving business and one that struggles to stay afloat. Here are eight essential financial …
Business Succession Planning Checklist
You remember your first day of business. But what about your last day? Succession planning is more complex than it may seem. Our guide walks you through the details.
Your Retirement
MoreWhy Is a Long-Term Care Plan Important for You and Your Family?
When I first set out to write this article, I envisioned a straightforward list titled, “Ten Important Things to Know About Long-Term Care Planning.” But by the time I reached the fourth point, I realized it lacked the warmth and depth necessary to convey the true importance of the topic. T …
Understanding Long-Term Care Planning: What You Need to Know
As we age, the prospect of needing assistance with daily activities becomes more likely. Planning for long-term care (LTC) ensures that you or your loved ones will have access to the support needed, while avoiding financial strain. Below, we’ll explore some common questions about long-term …
Long-Term Care
Our goal is to make your life easier. Caring for a loved one with Alzheimer’s or dementia can be highly stressful for caregivers and family members. Providing answers on how to financially prepare for these conditions is one way we can help. Read this guide for tips on how to prepare for th …
Medicare and Managing Health Care Costs in Retirement
Health care costs in retirement aren't going anywhere. Naturally, as our bodies get older, it costs more to keep them running. Let's look at the parts of this vital program and how it plays a part in your financial plan.
Your Legacy
More7 Tips to Successfully Transfer Wealth to Your Kids
70% of family wealth is lost by the end of the second generation and 90% by the end of the third. Get our step-by-step guide to help you successfully pass your wealth to the next generation. Download Guide
Knowing When to Update Your Estate Plan
From the family tea set to the most complex estate, transferring wealth is quite common. What’s less common, but just as important, is outlining a specific plan for this transfer and updating it as circumstances change.
How to Make Charitable Giving Part of Your Financial Plan
COVID-19 caused an economic shockwave that we’ll feel for a long time. Nonprofits, from large global networks to the local churches, have been hit hard, too. In a recent survey of 110 nonprofits, 80% of them said revenue had fallen across the board.
A Guide to Gifting to Your Heirs
Gifting to your loved ones now or posthumously each carries their own positives and negatives as they relate to your estate plan, taxes, your goals and your legacy.
Your Freedom
MoreCompounding Wealth (and Wisdom): The Power of Compound Interest
No single strategy works forever, but you also don’t want to change your approach every time the markets shift slightly. How does investing work – not just for a season or a year or two, but for a lifetime? Time is a major factor when it comes to successful investing.
How to Make Charitable Giving Part of Your Financial Plan
COVID-19 caused an economic shockwave that we’ll feel for a long time. Nonprofits, from large global networks to the local churches, have been hit hard, too. In a recent survey of 110 nonprofits, 80% of them said revenue had fallen across the board.
7 Economic Myths Busted
By Ryan Detrick, Chief Market Strategist We’ve been hearing many of the same myths over and over, yet we don’t think they are the big worry that the media and many make them out to be. These are legitimate concerns and have many investors worried, but we think the chances of them becoming l …
When Shifting Goals Mean Shifting Plans
Your financial plan shouldn't look the same at 55 as it did when you were 35, right? So how do you know when it's time to adjust your plan?
Market & Investments
MoreFacts Vs Feelings Take 5 – Is This Normal?
Welcome back to Carson’s Take Five with Ryan Detrick and Sonu Varghese! This week, we dive into recent market volatility, policy uncertainty, and whether a recession is on the horizon. With stocks swinging daily, we break down what’s normal, what’s not, and why investors shouldn’t panic. Pl …
Market Commentary: Tariffs Have Increased Market Uncertainty, but Job Growth Remains Solid
Stocks Fell Again The S&P 500 had a late week bounce on Friday last week, but still fell more than 3% for the week for the worst week for the index since early September 2024. The worries are growing, from a potentially slowing economy, to a growing and more aggressive trade war, to wor …
10 Questions on Tariffs, the Economy, Markets, and Our Outlook
Ok, tariffs happened. But now what is the big question—for policy, the economy, and obviously, markets? Here are Carson Investment Research’s answers to 10 key questions.
2025 Market Outlook Report
The economy had a big year in 2024, avoiding a recession while posting strong job numbers and a soaring stock market. But the new year brings new concerns. What impact could we see from tariffs? How long do we think this bull market will continue? What will the Fed do in 2025?
In the News
MoreLock in High CD Rates Before They Drop: Why Now Is the Time to Act
Looking to maximize your savings? Now might be the perfect time to lock in a high-yield certificate of deposit (CD). With interest rates expected to decline later this year, securing a strong APY today can help you earn more in the long run. In a recent article for CNET, Chad Olivier, share …
Don’t Miss Out on High APYs: Why Now Is the Time to Secure a Strong CD Rate
Interest rates are expected to drop later this year, making now a crucial time to secure a strong annual percentage yield (APY) on a certificate of deposit (CD). CDs offer a low-risk, predictable way to grow your money, and today’s best options provide APYs up to 4.65%. In a recent ar …
Mastering Financial Planning and Exit Strategies with Chad Olivier
Join us on Average Joe Finances as our guest Chad Olivier shares his extensive experience and knowledge in financial planning since 1996. Chad discusses his journey from selling tax-free bonds to founding the Olivier Group in 2002, where he now specializes in individual investments and cert …